Accidents happen – that’s why a workers compensation policy is an important investment.
Did you know that you are responsible for an employees accident while in the course and scope of work? So when your store manager falls off that ladder while stocking shelves or your server slips and falls on the wet floor in the kitchen or your bookkeeper strains their back picking up a box of files – your business is responsible for the damages.
Workers comp insurance is an essential part of protecting your business and employees and it is required in almost every state. It is a no fault insurance program that covers lost wages and medical treatment resulting from an employees work-related injury, as well as services needed to get an employee back to work.
You need workers compensation coverage to protect your business and your employees, but you don’t just need a policy. You need an insurance agency that cares enough to review your classifications and make safety suggestions. One that will lower the total cost of your risk. At Harrah & Associates, we do just that.
Simply call us or fill out the free quote form and we’ll help you control your risk.